Credit-limit coordination manages the part of the process importers cannot see. Your supplier submits the request on its Sinosure policy; we make sure the requested amount and tenor are realistic, answer underwriting questions quickly, and follow up until a decision is issued. If the first limit is lower than hoped, we plan the increase path.
What is included
- Agreeing a realistic target limit and tenor (net 60, 90 or 120)
- Coordinating submission with the supplier’s finance team
- Handling underwriting questions and additional documents
- Reviewing the decision and the policy terms that apply to you
- A plan for limit increases after on-time payments
Timeline
With a complete file, most decisions arrive within 7–21 days of submission. See how credit limits are decided.
Frequently asked questions
How long does it take to get a Sinosure credit limit?
Typically 7–21 days once your documents are complete and your supplier submits the request, and longer for large limits or complex group structures. The biggest delays are missing financials and slow supplier responses — both of which we manage for you.
Learn more →Why do Sinosure credit limit applications get rejected or reduced?
The most common reasons are thin or unaudited financials, negative equity or losses, a very young company, adverse credit records (defaults, liens, litigation), a high-risk buyer country, a requested limit far above actual purchase volume, and incomplete or inconsistent documents. Most of these can be fixed before re-applying.
Learn more →How do I increase my Sinosure credit limit?
Pay every insured invoice on time, grow your purchase volume with the supplier, and submit updated (preferably audited) financials. After 6–12 months of clean payment history, your supplier can request an increase. Requests backed by recent financials and actual order volume are approved far more often.
Learn more →What are the steps to get Sinosure-backed payment terms?
1) Eligibility check and document collection. 2) Your buyer profile is verified and a buyer code is created. 3) Your insured supplier submits a credit-limit request on your company. 4) Sinosure runs its credit assessment and approves a limit. 5) You and the supplier sign open-account terms (e.g. net 90) and begin shipping. Hespor coordinates every step.
Learn more →See if you qualify for 90–120 day terms
Free 2-minute eligibility check. Instant preliminary result, no obligation.